Motor liability insurance 2026: A complete guide to compulsory vehicle insurance

InsuranceMarch 10, 2026min read

Compulsory motor liability insurance (PZP) is legally required insurance for every motor vehicle operated on Slovak roads. Its main purpose is to protect third parties in the event of a traffic accident.

The price of liability insurance depends on several factors: engine capacity, driver age, place of residence, no-claims bonus and other parameters. Differences between insurers can amount to several tens of euros per year.

When choosing liability insurance, do not focus solely on price. Also important are the coverage limits, the scope of roadside assistance services and the quality of claims handling. The minimum statutory limits are 5.24 million euros for bodily injury and 1.05 million euros for property damage.

Comparing liability insurance online takes just a few minutes and can save you dozens of euros per year. Use our comparison tool and find the best deal for your vehicle.

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