Mortgage refinancing

When transferring a mortgage to another bank pays off.

Refinancing means moving an existing mortgage to a better offer. It is most common before fixation ends, but can also make sense for consolidation.

Quick calculation

Start with the mortgage calculator

Enter the amount, property value, and fixed-rate period. The calculator compares current bank rates, monthly payment, and repayment scenarios.

The key is the difference in payment and total cost after fees.

The cleanest time to refinance is around the fixation anniversary.

More expensive consumer loans can sometimes be merged into a mortgage.

You need balance, rate, and fixation end date.

A lower payment alone is not enough. Include fees and term.

The new bank can handle part of the process.

Send balance, rate, and fixation end. We will calculate whether switching pays off.