Cryptocurrencies
Digital assets such as Bitcoin and Ethereum. Watch volatility, custody security, tax obligations, and position size.
BitcoinEthereumDeFi
Alternative investments
Explore unconventional investment opportunities – from cryptocurrencies and crowdfunding to collectibles.
Alternative investments are assets outside traditional classes such as stocks, bonds, and regular funds. They can complement a portfolio, but they typically carry higher risk, weaker regulation, lower liquidity, and more difficult valuation.
Quick calculation
Start with the investment calculator
Choose the investment type, amount, regular contribution, and horizon. The calculator shows scenarios or a historical crypto DCA simulation.
Types of alternative investments
Crowdfunding
Co-financing real estate or business projects through platforms. Documents, collateral, and failure scenarios matter.
Real estate projectsBusiness loansPlatform risk
P2P lending
Lending money directly to other people via platforms. Returns of 6-12 % per year, but with default risk.
BondoraMintosZonky
Collectibles
Art, fine wine, watches, stamps and coins. Value depends on authenticity, condition, demand, and resale options.
ArtWatchesWine
Trading cards and game collectibles
Pokémon, sports cards, limited editions, or game items can gain value, but the market is narrow and highly condition-sensitive.
PokémonTCGLimited editions
Commodities
Oil, natural gas, agricultural products. Prices depend on global supply and demand.
OilSilverGrain
Venture Capital
Investing in startups and early-stage companies. High risk, but in case of success, extreme returns.
StartupsAngel investing
Forex
Trading currency pairs. Very high liquidity, but requires experience and discipline.
EUR/USDCurrency pairs
What to keep in mind with alternative investments
Alternative investments should make up only a smaller portion of your overall portfolio (we recommend no more than 10-20 %). Consider these factors:
- Regulation – cryptocurrencies, crowdfunding, and P2P platforms may not be regulated the same way as traditional financial products
- Liquidity – collectibles, trading cards, or venture capital investments cannot be sold quickly
- Education – only invest in what you understand. With collectibles, verify provenance, condition, and the real secondary market
- Taxes – taxation differs by asset type. Cryptocurrencies are taxed as other income
Warning
Alternative investments carry a higher risk of loss. Never invest money you cannot afford to lose. Past returns do not guarantee future returns. Consult a financial advisor before investing.
Interested in alternative investments?
We will advise you on which alternative assets could complement your investment portfolio.