Insurance

Choose insurance by what you need to protect: travel, car, property, liability or family income.

Quick orientation

Protect what would be difficult to replace yourself

Good insurance does not begin with the number of add-ons. It begins with the impact an event would have on your property, income or family.

What needs protection?
Identify the property, liability, health or income whose loss would have a meaningful impact.
What loss can you absorb yourself?
A reserve can cover small losses. Insurance matters most for events your budget could not comfortably handle.
Where are you already protected?
Check existing policies, employee benefits and loan-related cover so you do not pay twice for the same protection.

Not every risk needs the same cover. Prioritize events that could threaten your housing, property or family income.

Everyday events

manageable loss

Major loss

property and housing

Loss of income

family and commitments