Lock-in period
Shorter terms give flexibility; longer terms may offer higher rates.
Term deposit
A fixed interest rate in exchange for locking money for a defined period.
A term deposit is a conservative solution for money you do not need immediately. Compare lock-in length, early withdrawal rules, and whether the rate applies to the full amount.
Quick calculation
Start with the savings calculator
Enter monthly contribution, horizon, and return. The calculator shows an indicative future value without comparing specific products.
Parameters to compare
Withdrawal penalty
Some banks reduce or cancel interest when you withdraw early.
Deposit limit
Headline rates may apply only to a limited amount or to new clients.
Check before depositing
- +Annual rate and validity period
- +Fees and penalties
- +Maximum amount with the advertised rate
- +Deposit protection and account currency