Saving and investing

Savings calculator

Estimate how regular saving could grow over different horizons. For selected categories, you can pick a product and the calculator will apply its rate and basic parameters.

Preset scenarios

Term deposit

One-off amount with a fixed return and shorter lock-in.

Horizon: 2 yearsAnnual return: 3,2 %

Calculation parameters

1 year40 years
Termínovaný vklad cez elektronické bankovníctvo
%
This is an indicative calculation, not a recommendation of a specific product.

Estimated future value

after 2 years

10 660 €

Total contributed

10 000 €

Return

660 €

Appreciation

6,6 %

Term Deposit Comparison

3 term deposits. Click a product to update the calculator parameters.

Updated: 15 June 2026
Penta Bank logo

Termínovaný vklad cez elektronické bankovníctvo

Penta Bank

Best offer

Rate

až 3,2 % p. a.

Deposit

10 000 €

Monthly

0 €

Horizon

2 r.
Raiffeisen BANK logo

VKLAD

Raiffeisen BANK

Rate

2,5 % p. a.

Deposit

5 000 €

Monthly

0 €

Horizon

1 r.
Tatra banka logo

Termínovaný vklad

Tatra banka

Rate

až 2,5 % p. a.

Deposit

10 000 €

Monthly

0 €

Horizon

2 r.

Value over time

How to read the result

With saving, the nominal return is not the only thing that matters. Watch access to money and whether the chosen product fits the goal and horizon.

Your setup

With 0 € monthly for 2 years and an annual return of 3,2 %, the estimated future value is about 10 660 €.

Yearly overview

YearContributedFuture value
Year 110 000 €10 325 €
Year 210 000 €10 660 €
Want to set up suitable savings?Complete a short questionnaire with your goal, horizon, and monthly amount. We will review options without pushing unsuitable products.Fill questionnaire