Savings calculator
Estimate how regular saving could grow over different horizons. For selected categories, you can pick a product and the calculator will apply its rate and basic parameters.
Preset scenarios
For a child
Longer horizon, regular monthly contributions, and a possible investment component.
Calculation parameters
Estimated future value
after 18 years
25 049 €
Total contributed
11 800 €
Return
13 249 €
Appreciation
112,3 %
Child Savings Offers
2 child savings products. Click a product to update the calculator parameters.
5 % p. a.
1,5 % p. a. do 30 000 €
Sporenie k Detskému účtu
Prima banka
Best offer
Rate
5 % p. a.
Deposit
0 €
Monthly
20 €
Horizon
5 r.Sporiaci účet k detskému účtu Smart Start
ČSOB
Rate
1,5 % p. a. do 30 000 €
Deposit
500 €
Monthly
50 €
Horizon
10 r.Value over time
How to read the result
With saving, the nominal return is not the only thing that matters. Watch access to money and whether the chosen product fits the goal and horizon.
Your setup
With 50 € monthly for 18 years and an annual return of 7,0 %, the estimated future value is about 25 049 €.
Yearly overview
| Year | Contributed | Future value |
|---|---|---|
| Year 1 | 1 600 € | 1 692 € |
| Year 2 | 2 200 € | 2 434 € |
| Year 3 | 2 800 € | 3 229 € |
| Year 4 | 3 400 € | 4 083 € |
| Year 5 | 4 000 € | 4 997 € |
| Year 6 | 4 600 € | 5 978 € |
| Year 7 | 5 200 € | 7 030 € |
| Year 8 | 5 800 € | 8 158 € |
| Year 9 | 6 400 € | 9 367 € |
| Year 10 | 7 000 € | 10 664 € |
| Year 11 | 7 600 € | 12 054 € |
| Year 12 | 8 200 € | 13 545 € |
| Year 13 | 8 800 € | 15 144 € |
| Year 14 | 9 400 € | 16 859 € |
| Year 15 | 10 000 € | 18 697 € |
| Year 16 | 10 600 € | 20 668 € |
| Year 17 | 11 200 € | 22 782 € |
| Year 18 | 11 800 € | 25 049 € |