Saving and investing

Savings calculator

Estimate how regular saving could grow over different horizons. For selected categories, you can pick a product and the calculator will apply its rate and basic parameters.

Preset scenarios

Building savings

PSS and building-savings products with fixed rates, bonuses, and lock-in assumptions.

Horizon: 6 yearsAnnual return: 4,0 %

Calculation parameters

1 year40 years
STAVEBKO s úrokovým bonusom
%
This is an indicative calculation, not a recommendation of a specific product.

Estimated future value

after 6 years

9 393 €

Total contributed

8 200 €

Return

1 193 €

Appreciation

14,5 %

Building Savings Comparison

3 offers. Click a product to update the calculator parameters.

Updated: 15 June 2026
Prvá stavebná sporiteľňa logo

STAVEBKO s úrokovým bonusom

Prvá stavebná sporiteľňa

Best offer

Rate

až 4 % p. a. v roku 2026

Deposit

1 000 €

Monthly

100 €

Horizon

6 r.
Prvá stavebná sporiteľňa logo

Sporenie Lišiak digital

Prvá stavebná sporiteľňa

Rate

1,5 % p. a.

Deposit

500 €

Monthly

100 €

Horizon

3 r.
Prvá stavebná sporiteľňa logo

mojeSPORENIE s akciou PLUS

Prvá stavebná sporiteľňa

Rate

1,80 % p. a. na prvý jednorazový vklad

Deposit

5 000 €

Monthly

0 €

Horizon

1 r.

Value over time

How to read the result

With saving, the nominal return is not the only thing that matters. Watch access to money and whether the chosen product fits the goal and horizon.

Your setup

With 100 € monthly for 6 years and an annual return of 4,0 %, the estimated future value is about 9 393 €.

Yearly overview

YearContributedFuture value
Year 12 200 €2 263 €
Year 23 400 €3 577 €
Year 34 600 €4 945 €
Year 45 800 €6 369 €
Year 57 000 €7 851 €
Year 68 200 €9 393 €
Want to set up suitable savings?Complete a short questionnaire with your goal, horizon, and monthly amount. We will review options without pushing unsuitable products.Fill questionnaire