Investment calculator
Choose an investment type and see how the calculation changes by risk, horizon and return model.
Investment type
Gold
MediumA price-growth and value-preservation scenario. Gold does not pay interest or coupons.
Calculation inputs
Gold
Estimated value
after 10 years
33 666 €
Total contributed
21 000 €
Total gains
12 666 €
Return
60,3 %
Scenario range
25 009 € - 38 848 €
Annual scenarios
Lower
3,0 %
Base
7,8 %
Higher
10,0 %
Value scenarios over time
Average historical return
Od roku 1971 (USD)
≈ 8 % p.a.
Za roky 2000 – 2025 zlato rástlo ~10,9 % p.a. Fyzické zlato má marže predajcov 2 – 8 % a prípadné náklady na uskladnenie.
Source: World Gold CouncilGold price development
Gold price in EUR per troy ounce at year end (2026: current price).
Investment gold dealers
Zlaťáky.sk
Predajca zlata- Fees:
- marža v cene (typicky 2 – 8 % nad spot)
- Min. investment:
- od ceny najmenšej mince/zliatku
Najväčší slovenský predajca investičného zlata s pobočkami vo viacerých mestách.
Tavex
Predajca zlata- Fees:
- marža v cene (typicky 2 – 8 % nad spot)
Golden Gate
Sporenie do kovov (CZ/SK)- Fees:
- vstupné poplatky a marža podľa sporiaceho programu
Model pravidelného sporenia do fyzických kovov; pred podpisom si preštudujte poplatkovú štruktúru.
Historical returns are no guarantee of future returns. Figures are indicative and do not constitute investment advice. Data updated 10 June 2026.
How to read this
Gold is not compounding interest. The calculation models possible price growth or decline through regular purchases.
Main risks
The price can stagnate for years, physical gold has spreads and storage costs, and gold ETFs have fees.